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Jennifer Clancey Real Estate Team
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Posted in Uptown NW, New Westminster Real Estate
Open House. Open House on Sunday, March 23, 2025 2:00PM - 4:00PM Hosted by Paige Hurtubise - Royal Lepage Wolstencroft - Langley

Please visit our Open House at 202 214 ELEVENTH ST in New Westminster. See details here

Open House on Sunday, March 23, 2025 2:00PM - 4:00PM Hosted by Paige Hurtubise - Royal Lepage Wolstencroft - Langley

Completely renovated, this STUNNING 1-bedroom, 716 sq. ft. ground-floor unit in THE HEART OF NEW WEST is move-in ready! UPGRADES include wide plank laminate flooring, new trim, baseboards, and fresh professional paint—including ceilings. The kitchen shines with NEW cabinets, quartz counters, backsplash, undermount sink, and faucet. A cozy gas fireplace with classic tile and a wood mantle adds charm, while the brand-new bathroom and updated lighting elevate the space. Enjoy a spacious master with a walk-in closet, PLUS A HUGE private patio. Building upgrades: Poly B replaced, exterior waterproofing (2021), and a new flat roof (2024). Steps to shopping, transit, and New Westminster Quay! *Patio pictures are virtually staged by PadStyler

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Posted in Walnut Grove, Langley Real Estate
Open House. Open House on Saturday, March 22, 2025 2:00PM - 4:00PM Hosted by Paige Hurtubise - Royal Lepage Wolstencroft Langley

Please visit our Open House at 73 9012 WALNUT GROVE DR in Langley. See details here

Open House on Saturday, March 22, 2025 2:00PM - 4:00PM Hosted by Paige Hurtubise - Royal Lepage Wolstencroft Langley

Welcome to QUEEN ANNE GREEN, one of Walnut Groves' most sought-after, fully gated 55+ retirement complexes! Offering the primary bedroom on the main floor, with an ensuite and WIC. A second bedroom on the main floor can also be used as a home office. The vaulted ceilings in the updated kitchen and living areas create a bright and airy feel throughout the home. Beautiful stone-finished gas fireplace to enjoy on the colder nights! Upstairs, offers a third bedroom or recreation space. Enjoy the private east-facing outdoor patio, tucked away and perfect for sipping your morning coffee. The furnace and roof were replaced in 2010. The clubhouse is filled with wonderful amenities, including a pool, hot tub, exercise room, workshop, and more. Vacant for quick possession.

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Posted in Annieville, N. Delta Real Estate
New property listed in Annieville, N. Delta

We have listed a new property at 11269 89 AVE in Delta. See details here

Lovingly maintained by the original owners, this home is ready for its next chapter! Tastefully updated in 2023 with wide plank vinyl flooring, new baseboards, a custom white kitchen with quartz counters, and stylish gold accents. The unique floor plan features a spacious family room off the kitchen, 2 cozy gas fireplaces, and ample storage. The carport has been converted to a breezeway with a storage/workshop space, plus there's a separate entrance offering suite potential. Enjoy the fully fenced, private backyard with lush greenery. Move-in ready for families or a fantastic opportunity for investors!

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Posted in Annieville, N. Delta Real Estate
Open House. Open House on Saturday, March 22, 2025 2:00PM - 4:00PM Hosted by Jennifer Clancey - Royal Lepage Wolstencroft Langley

Please visit our Open House at 11269 89 AVE in Delta. See details here

Open House on Saturday, March 22, 2025 2:00PM - 4:00PM Hosted by Jennifer Clancey - Royal Lepage Wolstencroft Langley

Lovingly maintained by the original owners, this home is ready for its next chapter! Tastefully updated in 2023 with wide plank vinyl flooring, new baseboards, a custom white kitchen with quartz counters, and stylish gold accents. The unique floor plan features a spacious family room off the kitchen, 2 cozy gas fireplaces, and ample storage. The carport has been converted to a breezeway with a storage/workshop space, plus there's a separate entrance offering suite potential. Enjoy the fully fenced, private backyard with lush greenery. Move-in ready for families or a fantastic opportunity for investors!

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Posted in Annieville, N. Delta Real Estate
Open House. Open House on Sunday, March 23, 2025 2:00PM - 4:00PM Hosted by Jennifer Clancey - Royal Lepage Wolstencroft Langley

Please visit our Open House at 11269 89 AVE in Delta. See details here

Open House on Sunday, March 23, 2025 2:00PM - 4:00PM Hosted by Jennifer Clancey - Royal Lepage Wolstencroft Langley

Lovingly maintained by the original owners, this home is ready for its next chapter! Tastefully updated in 2023 with wide plank vinyl flooring, new baseboards, a custom white kitchen with quartz counters, and stylish gold accents. The unique floor plan features a spacious family room off the kitchen, 2 cozy gas fireplaces, and ample storage. The carport has been converted to a breezeway with a storage/workshop space, plus there's a separate entrance offering suite potential. Enjoy the fully fenced, private backyard with lush greenery. Move-in ready for families or a fantastic opportunity for investors!

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When Should I Buy A House? 6 Factors To Consider

So you’ve been asking yourself the age-old question:
Should I buy a house?
When’s the best time to buy?
What do I need to know before buying?
There’s never a perfect time to buy, but there are a few steps you can take to prepare for homeownership.

Deciding whether it’s the right time to enter the market often depends on you and your financial situation more than the state of the market in any given month.

Here are 6 key factors to consider before buying a home:
1️⃣ You have plenty of savings
2️⃣ You’ve paid off your debts
3️⃣ Your income outweighs your monthly payments
4️⃣ You’re staying put for a few years
5️⃣ You’ve found the right mortgage
6️⃣ You have a good real estate agent

1. You Have Savings on Top of Savings

The number one sign you’re ready to buy a house is having a healthy savings account. Homeownership comes with many costs, and you’ll need money set aside for:
✅ A down payment – 5-10% is common, but 20% or more helps avoid CMHC insurance.
✅ An emergency fund – Covering 4-6 months of expenses is ideal.
✅ Moving costs – Professional movers, truck rentals, and supplies add up quickly.
✅ Closing costs – Typically 3-4% of your purchase price, covering inspections, appraisals, and more.

2. You’ve Minimized or Eliminated Your Debt

It’s tough to save for a home while juggling credit card debt, student loans, or car payments. A mortgage is a big commitment, so being debt-free (or close to it) will make homeownership far less stressful.

3. Your Total House Payment Is Less Than 25% of Your Take-Home Pay

To avoid being house-poor, aim to keep total home expenses (including mortgage, insurance, and taxes) under 25% of your take-home pay.

Breakdown of costs:
🏠 Principal – The amount you borrowed
💰 Interest – What lenders charge to finance your loan
🔒 CMHC Insurance – Required if your down payment is under 20%
🛡️ Homeowners Insurance – Protects against fires, floods, and more
🏡 Property Taxes – Supports schools, law enforcement, and public services

4. You’re Planning on Staying in Your Home

If you plan to stay in your home for at least five years, you’ll likely build enough equity to make it a smart investment.

Equity Formula:
📈 Your Home’s Value – Your Mortgage Balance = Equity

The longer you stay, the more you benefit from appreciation and mortgage payments lowering your balance.

5. You’ve Chosen a Mortgage That Fits Your Needs

Most people don’t pay 100% cash for a home, so a mortgage is essential. A mortgage broker can help you compare rates from different lenders, negotiate better terms, and find the best fit.

Look for a mortgage broker who has:
✔️ Experience & professional credentials
✔️ Positive online reviews & testimonials
✔️ A wide network of lenders
✔️ Transparency & good communication

6. You Have a Good Real Estate Agent

A knowledgeable real estate agent will guide you through the process, negotiate on your behalf, and ensure a smooth transaction.

Key qualities of a great real estate agent:
🏡 Local market expertise
💬 Strong communication skills
🤝 Excellent negotiation skills
🔍 Attention to detail

Final Thoughts

Buying a home is a big step, but if you’ve checked off these six factors, you’re well on your way to becoming a homeowner!

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Posted in Walnut Grove, Langley Real Estate
Open House. Open House on Sunday, March 16, 2025 2:00PM - 4:00PM Hosted by Jennifer Clancey - Royal Lepage Wolstencroft Langley

Please visit our Open House at 73 9012 WALNUT GROVE DR in Langley. See details here

Open House on Sunday, March 16, 2025 2:00PM - 4:00PM Hosted by Jennifer Clancey - Royal Lepage Wolstencroft Langley

Welcome to QUEEN ANNE GREEN, one of Walnut Groves' most sought-after, fully gated 55+ retirement complexes! Offering the primary bedroom on the main floor, with an ensuite and WIC. A second bedroom on the main floor can also be used as a home office. The vaulted ceilings in the updated kitchen and living areas create a bright and airy feel throughout the home. Beautiful stone-finished gas fireplace to enjoy on the colder nights! Upstairs, offers a third bedroom or recreation space. Enjoy the private east-facing outdoor patio, tucked away and perfect for sipping your morning coffee. The furnace and roof were replaced in 2010. The clubhouse is filled with wonderful amenities, including a pool, hot tub, exercise room, workshop, and more. Vacant for quick possession.

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Posted in Willoughby Heights, Langley Real Estate
Open House. Open House on Saturday, March 15, 2025 2:00PM - 4:00PM Hosted by Paige Hurtubise - Royal Lepage Wolstencroft Langley

Please visit our Open House at 11 19913 70 AVE in Langley. See details here

Open House on Saturday, March 15, 2025 2:00PM - 4:00PM Hosted by Paige Hurtubise - Royal Lepage Wolstencroft Langley

Welcome to The Brooks! This stunning 3 bed/3 bath townhome in Willoughby Heights combines high-end finishes & efficiency, featuring radiant in-floor heating, on-demand tankless hot water, & Low-E windows. Upgraded details include a gas stove, a TV feature wall with a sleek linear fireplace, built-in dining room cupboards, SS appliances, & spacious deck with gas BBQ hookup, perfect for entertaining - plus a private fenced yard. Upstairs features a large primary suite with WIC, & a 4 pce ensuite. Two other good-sized rooms & laundry round out the upstairs. The double tandem garage offers outdoor unique storage & NEW BOILER 2023. The amenities include a large clubhouse, playground, & community garden, and tons of visitor parking, all backing onto Routley Park. Close to all amenities and transit. *Pictures have been virtually staged by PadStyler

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Posted on by
Posted in Willoughby Heights, Langley Real Estate
Open House. Open House on Sunday, March 16, 2025 2:00PM - 4:00PM Hosted by Paige Hurtubise - Royal Lepage Wolstencroft Langley

Please visit our Open House at 11 19913 70 AVE in Langley. See details here

Open House on Sunday, March 16, 2025 2:00PM - 4:00PM Hosted by Paige Hurtubise - Royal Lepage Wolstencroft Langley

Welcome to The Brooks! This stunning 3 bed/3 bath townhome in Willoughby Heights combines high-end finishes & efficiency, featuring radiant in-floor heating, on-demand tankless hot water, & Low-E windows. Upgraded details include a gas stove, a TV feature wall with a sleek linear fireplace, built-in dining room cupboards, SS appliances, & spacious deck with gas BBQ hookup, perfect for entertaining - plus a private fenced yard. Upstairs features a large primary suite with WIC, & a 4 pce ensuite. Two other good-sized rooms & laundry round out the upstairs. The double tandem garage offers outdoor unique storage & NEW BOILER 2023. The amenities include a large clubhouse, playground, & community garden, and tons of visitor parking, all backing onto Routley Park. Close to all amenities and transit. *Pictures have been virtually staged by PadStyler

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Bank of Canada reduces policy rate by 25 basis points to 2¾%

The Bank of Canada today reduced its target for the overnight rate to 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%.

The Canadian economy entered 2025 in a solid position, with inflation close to the 2% target and robust GDP growth. However, heightened trade tensions and tariffs imposed by the United States will likely slow the pace of economic activity and increase inflationary pressures in Canada. The economic outlook continues to be subject to more-than-usual uncertainty because of the rapidly evolving policy landscape.

After a period of solid growth, the US economy looks to have slowed in recent months. US inflation remains slightly above target. Economic growth in the euro zone was modest in late 2024. China’s economy has posted strong gains, supported by government policies. Equity prices have fallen and bond yields have eased on market expectations of weaker North American growth. Oil prices have been volatile and are trading below the assumptions in the Bank’s January Monetary Policy Report (MPR). The Canadian dollar is broadly unchanged against the US dollar but weaker against other currencies.

Canada’s economy grew by 2.6% in the fourth quarter of 2024 following upwardly revised growth of 2.2% in the third quarter. This growth path is stronger than was expected at the time of the January MPR. Past cuts to interest rates have boosted economic activity, particularly consumption and housing. However, economic growth in the first quarter of 2025 will likely slow as the intensifying trade conflict weighs on sentiment and activity. Recent surveys suggest a sharp drop in consumer confidence and a slowdown in business spending as companies postpone or cancel investments. The negative impact of slowing domestic demand has been partially offset by a surge in exports in advance of tariffs being imposed. 

Employment growth strengthened in November through January and the unemployment rate declined to 6.6%. In February, job growth stalled. While past interest rate cuts have boosted demand for labour in recent months, there are warning signs that heightened trade tensions could disrupt the recovery in the jobs market. Meanwhile, wage growth has shown signs of moderation.

Inflation remains close to the 2% target. The temporary suspension of the GST/HST lowered some consumer prices, but January’s CPI was slightly firmer than expected at 1.9%. Inflation is expected to increase to about 2½% in March with the end of the tax break. The Bank’s preferred measures of core inflation remain above 2%, mainly because of the persistence of shelter price inflation. Short-term inflation expectations have risen in light of fears about the impact of tariffs on prices.

While economic growth has come in stronger than expected, the pervasive uncertainty created by continuously changing US tariff threats is restraining consumers’ spending intentions and businesses’ plans to hire and invest. Against this background, and with inflation close to the 2% target, Governing Council decided to reduce the policy rate by a further 25 basis points.

Monetary policy cannot offset the impacts of a trade war. What it can and must do is ensure that higher prices do not lead to ongoing inflation. Governing Council will be carefully assessing the timing and strength of both the downward pressures on inflation from a weaker economy and the upward pressures on inflation from higher costs. The Council will also be closely monitoring inflation expectations. The Bank is committed to maintaining price stability for Canadians.

Information note

The next scheduled date for announcing the overnight rate target is April 16, 2025. The Bank will publish its next full outlook for the economy and inflation, including risks to the projection, in the MPR at the same time.

Content Type(s): Press, Press releases
https://www.bankofcanada.ca/2025/03/fad-press-release-2025-03-12/ 

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Posted in Grandview Surrey, South Surrey White Rock Real Estate
We have sold a property at 80 16336 23A AVE in Surrey

We have sold a property at 80 16336 23A AVE in Surrey. See details here

SOHO by Zenterra Developments - This beautiful townhome is located in the heart of Grandview Heights in South Surrey featuring 3 BEDROOMS + 3 BATHROOMS showcasing modern interior finishes with high ceilings. The open-concept kitchen features quality SS appliances, gas stove, granite cabinets with soft-close features throughout, and a custom tile entertainment wall with fireplace. It also comes with a large private rooftop patio for additional living space and is perfect for entertaining. Close to all amenities, restaurants, Edgewood Park, Grandview Heights Aquatic Centre, Edgewood Elementary, Grandview Height Secondary, and more. *Roof-top patio has been virtually staged by PadStyler

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Posted in Uptown NW, New Westminster Real Estate
Open House. Open House on Saturday, March 15, 2025 2:00PM - 4:00PM Hosted by Jennifer Clancey - Royal Lepage Wolstencroft Langley

Please visit our Open House at 202 214 ELEVENTH ST in New Westminster. See details here

Open House on Saturday, March 15, 2025 2:00PM - 4:00PM Hosted by Jennifer Clancey - Royal Lepage Wolstencroft Langley

Completely renovated, this STUNNING 1-bedroom, 716 sq. ft. ground-floor unit in THE HEART OF NEW WEST is move-in ready! UPGRADES include wide plank laminate flooring, new trim, baseboards, and fresh professional paint—including ceilings. The kitchen shines with NEW cabinets, quartz counters, backsplash, undermount sink, and faucet. A cozy gas fireplace with classic tile and a wood mantle adds charm, while the brand-new bathroom and updated lighting elevate the space. Enjoy a spacious master with a walk-in closet, PLUS A HUGE private patio. Building upgrades: Poly B replaced, exterior waterproofing (2021), and a new flat roof (2024). Steps to shopping, transit, and New Westminster Quay! *Patio pictures are virtually staged by PadStyler

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