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Open House. Open House on Saturday, January 27, 2024 2:00PM - 4:00PM

Please visit our Open House at 3702 13325 102A AVE in SURREY. See details here

Open House on Saturday, January 27, 2024 2:00PM - 4:00PM

Luxury at the heart of Surrey Central! Whether you’re moving in or looking for a stunning rental property, you’ll find it here! Access to all the amenities that the urban core offers from this stylish, 37th floor, 891 sq.ft., two-bedroom condo. Close to SFU Surrey, City Center, Skytrain, and all amenities, shopping, and restaurants. This magnificent home features floor-to-ceiling windows with mountain, city and water views. Million dollar view at a bargain price! The Primary bedroom includes a walk-in closet, and the second bedroom can easily be converted into an exercise room or office space. The kitchen features plenty of storage and a large central island, perfect for entertaining. Enjoy the large covered patio, perfect for entertaing.

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Open House. Open House on Sunday, January 28, 2024 2:00PM - 4:00PM

Please visit our Open House at 3702 13325 102A AVE in SURREY. See details here

Open House on Sunday, January 28, 2024 2:00PM - 4:00PM

Luxury at the heart of Surrey Central! Whether you’re moving in or looking for a stunning rental property, you’ll find it here! Access to all the amenities that the urban core offers from this stylish, 37th floor, 891 sq.ft., two-bedroom condo. Close to SFU Surrey, City Center, Skytrain, and all amenities, shopping, and restaurants. This magnificent home features floor-to-ceiling windows with mountain, city and water views. Million dollar view at a bargain price! The Primary bedroom includes a walk-in closet, and the second bedroom can easily be converted into an exercise room or office space. The kitchen features plenty of storage and a large central island, perfect for entertaining. Enjoy the large covered patio, perfect for entertaing.

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We have sold a property at 805 8333 SWEET AVE in RICHMOND

We have sold a property at 805 8333 SWEET AVE in RICHMOND. See details here

Avanti by Polygon located in the heart of Richmond, 3 mins walk away from the highly anticipated Capstan Skytrain station set to open in 2024. This unit features two bedrooms and two baths, equipped with an air-conditioning and heat pump system that ensures year-round comfort. Its prime location is just steps away from multiple Shopping Centres, Costco and Skytrain stations. The unit showcases durable wood-style laminate flooring, a modern kitchen, and upscale appliances. The Avanti Club is a resort-style clubhouse catering to health and wellness, boasting superb amenities such as an outdoor whirlpool, spa, swimming pool, lounges and entertainment, a multimedia room, a fully-equipped fitness center, podium garden, and a children playground. Call to schedule your appointment. MUST SEE!

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New property listed in Whalley, North Surrey

We have listed a new property at 3702 13325 102A AVE in SURREY. See details here

Luxury at the heart of Surrey Central! Whether you’re moving in or looking for a stunning rental property, you’ll find it here! Access to all the amenities that the urban core offers from this stylish, 37th floor, 891 sq.ft., two-bedroom condo. Close to SFU Surrey, City Center, Skytrain, and all amenities, shopping, and restaurants. This magnificent home features floor-to-ceiling windows with mountain, city and water views. Million dollar view at a bargain price! The Primary bedroom includes a walk-in closet, and the second bedroom can easily be converted into an exercise room or office space. The kitchen features plenty of storage and a large central island, perfect for entertaining. Enjoy the large covered patio, perfect for entertaing.

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We have sold a property at 636 ROCHESTER AVE in COQUITLAM

We have sold a property at 636 ROCHESTER AVE in COQUITLAM. See details here

ATTENTION INVESTORS OR BUILDERS! This property is located in the heart of West Coquitlam! The floor plan offers over 3100 sq. ft. with 3 bedrooms on the main floor and a two-bedroom self-contained suite downstairs. The sunny southern exposure backyard is an absolute delight, offering a perfect setting for outdoor activities, gardening, or simply enjoying the sunshine. Located in a family-friendly neighborhood, this home is near schools, shopping, and transportation. Please note that this property requires a COMPLETE restoration OR build your dream home.

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New property listed in Walnut Grove, Langley

We have listed a new property at 9349 209A ST in LANGLEY. See details here

Discover the charm of this 4-bed, 3-bath Colonial Style home in Walnut Grove's HERITAGE CIRCLE. Nestled in a picturesque park-like setting, revel in the modern, bright layout with newer carpets, updated windows, gleaming hardwood floors, fresh paint, crown molding & a newer hot water tank. Entertain effortlessly in the updated kitchen with newer countertops and custom cabinetry, leading to a 20x22 cedar deck overlooking a landscaped backyard – perfect for summer BBQs. The primary bedroom offers a retreat with a 3-piece ensuite and custom shower, complemented by stunning views of West Langley Park. Experience the essence of Heritage Circle living with tennis courts, a hockey box, basketball hoops, and playgrounds right at your front doorstep.

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New property listed in King George Corridor, South Surrey White Rock

We have listed a new property at 108 15255 18 AVE in SURREY. See details here

Welcome to THE COURTYARD, an exceptional property nestled in the vibrant heart of South Surrey. This 2 bdrm, 2 bath ground-floor unit with quiet exposure features newer carpets and boasts 1,148 sq.ft. of living space. Just beyond your front door, you'll discover additional outdoor spaces adorned with The Courtyard's renowned fountains & picturesque landscaping. Significant updates & improvements to the complex in 2011 encompassed a new roof, railings, decks, windows, doors, & rain screening for added durability. Excellent walking score and conveniently located near transportation, shopping, library, Bakerview Park, & an array of restaurants. BONUS: Gas & hot water heating is included in the strata fees. Don't miss the chance to experience the perfect blend of comfort and convenience.

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Open House. Open House on Saturday, January 20, 2024 2:00PM - 4:00PM

Please visit our Open House at 9349 209A ST in LANGLEY. See details here

Open House on Saturday, January 20, 2024 2:00PM - 4:00PM

Discover the charm of this 4-bed, 3-bath Colonial Style home in Walnut Grove's HERITAGE CIRCLE. Nestled in a picturesque park-like setting, revel in the modern, bright layout with newer carpets, updated windows, gleaming hardwood floors, fresh paint, crown molding & a newer hot water tank. Entertain effortlessly in the updated kitchen with newer countertops and custom cabinetry, leading to a 20x22 cedar deck overlooking a landscaped backyard – perfect for summer BBQs. The primary bedroom offers a retreat with a 3-piece ensuite and custom shower, complemented by stunning views of West Langley Park. Experience the essence of Heritage Circle living with tennis courts, a hockey box, basketball hoops, and playgrounds right at your front doorstep.

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Open House. Open House on Sunday, January 21, 2024 2:30PM - 4:30PM

Please visit our Open House at 9349 209A ST in LANGLEY. See details here

Open House on Sunday, January 21, 2024 2:30PM - 4:30PM

Discover the charm of this 4-bed, 3-bath Colonial Style home in Walnut Grove's HERITAGE CIRCLE. Nestled in a picturesque park-like setting, revel in the modern, bright layout with newer carpets, updated windows, gleaming hardwood floors, fresh paint, crown molding & a newer hot water tank. Entertain effortlessly in the updated kitchen with newer countertops and custom cabinetry, leading to a 20x22 cedar deck overlooking a landscaped backyard – perfect for summer BBQs. The primary bedroom offers a retreat with a 3-piece ensuite and custom shower, complemented by stunning views of West Langley Park. Experience the essence of Heritage Circle living with tennis courts, a hockey box, basketball hoops, and playgrounds right at your front doorstep.

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New property listed in Coquitlam West, Coquitlam

We have listed a new property at 636 ROCHESTER AVE in COQUITLAM. See details here

ATTENTION INVESTORS OR BUILDERS! This property is located in the heart of West Coquitlam! The floor plan offers over 3100 sq. ft. with 3 bedrooms on the main floor and a two-bedroom self-contained suite downstairs. The sunny southern exposure backyard is an absolute delight, offering a perfect setting for outdoor activities, gardening, or simply enjoying the sunshine. Located in a family-friendly neighborhood, this home is near schools, shopping, and transportation. Please note that this property requires a COMPLETE restoration OR build your dream home.

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New property listed in Sardis East Vedder, Sardis

We have listed a new property at 50 46213 HAK'WELES RD in CHILLIWACK. See details here

This upgraded 3,525 sq.ft. rancher w/basement features 3 bdrms, nestled in a private, western location on a 5,888 sqft fenced lot. Main floor boasts high-end flooring, trayed great rm ceilings w/crown mouldings, chef's kitchen w/quartz counters,smudge-proof SS appliances,gas range,custom backsplash,& WI pantry. The primary bdrm includes a spa-inspired 5 pce ensuite w/soaker tub. The fully finished basement offers a spacious rec rm, wet bar, added sound insulation, guest bdrm, full bthrm, gym area, & generous storage. Enjoy outdoor living with the covered deck & power shades on the back patio. This fully-loaded home features A/C, built-in speakers, & triple garage with EV setup. Additional perks incl sauna,leaf guard gutters,inground sprinklers & permanent exterior lighting.

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Estate Planning: Are You Covered?

“New Year, new you” may be a cliché but it is for a reason! The New Year always has us thinking about where we are now, and where we want to end up. When it comes to your personal goals, a review of your finances and estate should be at the top of your list. Proper estate planning can ensure that you have a stress-free year knowing you are covered!

Is your will up-to-date?
The purpose of a will is to outline your assets and determine how they will be distributed, as well as who will be in charge of managing affairs. Some key components to include in this document are:

  • Up-to-date list of your significant assets; note the location if outside your province or outside Canada.
  • Who will inherit your assets? And which?
  • Outline of where you want assets to pass outside your estate to avoid probate fees (e.g., an insurance policy, an RRSP)? Do this via beneficiary designation.
    •  If they are minors, do you have a trust or other provisions in place?
  • Is the list of beneficiaries in your will up to date
  • Have there been recent births, deaths or marriages in your family?
  • Have you included alternates in case your named beneficiaries predecease you?
  • Do you want to give to charities or other organizations?
  • If you have children, have you indicated a guardian and spoken to them?
    • Did you include an alternate in case the guardian you chose is unable to commit?
    • Have you reviewed your choice of guardian as your child grows older?
  • Your executor who will carry out your wishes after you die. You can name one executor or two or more co-executors. Be sure to name one or more alternates as well.

Have you assigned a power of attorney?
Another important (and often overlooked!) aspect of estate planning involves naming a power of attorney. This individual is someone you trust to make decisions for you should you become unable to do so due to injury or illness, whether temporary or otherwise. Power of attorney documents are created for you by a wills and estates lawyer (or notary in Quebec) as part of your estate plan.

Do you have mortgage protection insurance?
Through Manulife Mortgage Protection Plan (MPP), you have the opportunity to add a portable insurance policy to your mortgage that helps protect your loved ones and your home should something unexpected happen to you. Unlike bank insurance, MPP is a portable life and disability product that you can take with you, from lender to lender and property to property. This gives you the utmost future flexibility and is unlike bank insurance products which tie you down exclusively to them. To ensure you get the best rate at renewal, you must have invested in an insurance product like MPP that will give you the freedom to move!
Mortgage life insurance will protect your family's future by paying out your mortgage should the mortgage holder pass away.

Manulife will also make your mortgage payments while your claim is being adjudicated, so there is no added stress for a loved one at an already difficult time. Mortgage disability insurance will take care of your mortgage payments plus property taxes if you become disabled. Disabilities from sickness and accidents are relatively common and will affect 1 in 3 borrowers throughout their mortgage amortization. Manulife provides budget-friendly payment options, the ability to top-up your coverage and so much more.

These are all important aspects to consider to ensure your estate and family will be provided for should something happen. While never a fun topic, it is an important one and the better prepared you are, the better off your loved ones will be.

*Shannon Mayhew, MBI
Mortgage Broker
778-858-9848
www.westcoastbroker.ca


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